Terms & Conditions

By accessing or using this website, you agree to these Terms and Conditions.

No Insurance Coverage Created

Use of this website does not create an insurance policy, binder, or guarantee of coverage. Coverage is subject to carrier approval, underwriting, and policy issuance.

Independent Broker

Bluebell Insurance USA is an independent insurance brokerage and is not an insurance carrier.

Information Accuracy

While we strive to provide accurate information, we do not guarantee the completeness or accuracy of all content.

Quotes and Illustrations

Any quote, estimate, illustration, or example provided through this website is for informational purposes only.

Intellectual Property

All content, logos, graphics, text, and materials on this website are the property of Bluebell Insurance USA.

Limitation of Liability

Bluebell Insurance USA shall not be liable for any damages resulting from use of this website or reliance on website content.

SMS Terms & Conditions

When you provide your phone number through a form on this website, you consent to receive SMS text messages from Joaquin Mendoza, a licensed independent insurance agent, concerning your insurance inquiry, including responses to quote requests, appointment confirmations and reminders, and related follow-up. Consent to receive text messages is not a condition of purchasing any goods or services.

• Message frequency varies based on your inquiry.
• Message and data rates may apply. Contact your wireless provider for details about your plan.
• You may cancel at any time by replying STOP. After unsubscribing, you will receive a final message confirming your opt-out.
• Reply HELP for assistance, or contact us at info@bluebellinsuranceusa.com or +1 786-461-3081.
• Wireless carriers are not liable for delayed or undelivered messages.
• Mobile information and text messaging opt-in data are never shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for details.

Governing Law

These Terms shall be governed by the laws of the State of Florida.

Changes

We reserve the right to modify these Terms at any time.